Toyota Camry Lease VS Buy

Lease a Toyota

The Freedom to Change.

The Toyota you want at a possibly lower monthly payment.

A new Toyota every few years without having to worry about selling or trading in your old one. Seem too good to be true? Toyota of Brookfield and Toyota Financial Services may be able to help find the right lease for you.

Still wondering whether to buy or lease?

With answers to just a few questions, we can help find the right answer for you and your needs.

take the quiz

Most lease customers pay less cash upfront and have lower monthly payments than they would with a finance contract. You may get 24-60 month lease terms on new Toyota and qualified Toyota Certified Vehicles. (Toyota Certified Used Vehicle terms depend on vehicle age.) You'll even have the option to purchase your vehicle at lease end.

Your costs at lease signing could include:

  • Your first month's payment
  • An acquisition fee
  • A refundable security deposit
  • Taxes and other fees
  • A capitalized cost reduction (which is similar to a down payment)

Additional details you should know:

Your lease will also include a few requirements.

  • There are mileage limits calculated by dividing the numbers of months in the term by 12 and multiplying this amount by 15,000 (standard lease) or 12,000 (low mileage lease).
  • If there's any damage beyond normal wear, and excessive wear and use fee may be collected.
  • A disposition fee will be applied at the end of your lease to help cover the costs to sell of dispose of your vehicle. We'll waive this fee for qualifying customers who lease or finance their next vehicle with TFS through a Toyota dealer
  • You can return your vehicle at any time. However, early termination charges may apply, which can be substantial.

Buy a Toyota

The Freedom of Ownership.

No mileage limits and no end of lease obligations. Just the open road

Our financing plans can help you get on your way with a new Toyota. Our Rebate & Finance Programs may help you save on your purchase.

Still wondering whether to buy or lease?

With answers to just a few questions, we can help find the right answer for you and your needs.

take the quiz

The dream team of Toyota of Brookfield and Toyota Financial Services can help make financing your new Toyota clear and easy. All-new Toyota vehicles and Toyota Certified Used vehicles from the last five model years are eligible. Contract terms for new vehicles are 24-72 months. Terms for Toyota Certified Used Vehicles will vary depending on the vehicle's age.

Some factors that impact your monthly payment:

  • Selected vehicle
  • Annual Percentage Rate (APR)
  • Length of finance term
  • The amount of your down payment
  • The amount you finance

  1. Please see your Toyota dealer for actual program parameters, terms, conditions and restrictions.
  2. Time or miles, whichever comes first. Warranty provided by Toyota Motor Sales, USA, Incl. In AL, FL, GA, NC and SC, the warranty is issued by JM Family Enterprises and Warranty coverage differs. See your Toyota dealer for details. Program not available in Hawaii
  3. Please see your Toyota dealer for actual program parameters, terms, conditions and restrictions. Preferred option financing available on approved credit for qualified applicants.